Senior Risk Analyst - Payment Gateway job opportunity at GoTo Group.



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GoTo Group Senior Risk Analyst - Payment Gateway
Experience: 3 Years
Pattern: On-site
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FinTech - Data Products & Infra,-

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degreeBachelor's (B.Sc.)
loacation Jakarta, Indonesia
loacation Jakarta....Indonesia

About the RoleAs a Senior Risk Analyst for Payment Gateway, you’ll play a key role in identifying potential fraud risks and developing effective mitigation strategies as our business continues to grow. You’ll work with data to spot patterns, build and refine risk rules, and recommend action plans that help keep our risk metrics on target while supporting healthy business expansion.\nWhat You Will DoKey fraud analyst to the business teams for the payment gateway business lineConducting deep dives, sampling and analysis on risk related issuesBuild comprehensive risk metrics monitoring and closely monitor of risk metrics, underlying drivers - and the overall business metricsAssess, validate and optimize risk rules and requirements - to ensure best outcome of risk/reward and to meet stated risk target metricsDevelop risk platform solutions that will balance the various requirements from the product lines but yet maintain a holistic view of the customer experienceProactively builds trust-based relationships with stakeholders while maintaining the ability to remain objectiveWhat You Will Need3+ years of related payment risk experience, preferably on the payment gateway and switcher covering payment gateway process, credit card payment risk and e-money payment risk is a plusAble to identify problem, assess issues and recommend solutions both at the strategic and tactical levels - balancing the business vision and practical implementation considerationsIntermediate proficiency in SQL and cloud-based data platform such as Google BigQuery or MaxComputeHands-on experience in data processing and business intelligence tools (ie. Google Sheets/Excel, Quick BI, Google Looker, Metabase, etc) for trend analysis and insight generation to support business decision-making.Strong understanding of risk solutions, advanced fraud detection solutions, product implementation - on the business sideExperience developing risk policy with risk-based approachExperience of working with operations, software engineering, business, product, compliance, and data functionsAbility to create prioritisation and track progress\nAbout the TeamYou’ll join the Merchant Payment Risk team—an energetic group that constantly balances smart risk-taking with sustainable growth (all while keeping a surprisingly good sense of humor). We challenge assumptions, ask tough questions, and solve problems to drive real impact. If you enjoy sharp discussions, thoughtful debates, and the occasional “aha!” moment, you’ll feel right at home. We’re genuinely excited about the possibility of having you on board.About GoTo GroupGoTo is the largest digital ecosystem in Indonesia. GoTo's mission is to 'empower progress' by offering technology infrastructure and solutions that help everyone to access and thrive in the digital economy.The GoTo ecosystem provides a wide range of services, including mobility, delivery, payments, financial services, and technology solutions for merchants. The ecosystem also provides e-commerce services through Tokopedia and banking services through its partnership with Bank Jago.About Gojek Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.About GoTo FinancialGoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.#LI-ONSITE

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