Credit Specialist job opportunity at Firstrand.

Home Jobs In South Africa Tag: Job Credit Specialist position at Firstrand


DateMore Than 30 Days Ago bot
Firstrand Credit Specialist
Experience: 3-years
Pattern: full-time
Country:
apply Apply Now
Salary:
Status:

Job

Copy Link Report
degreeGeneral
loacation Cape Town, South Africa
loacation Cape Town....South Africa

Job Description Analyses credit data to estimate degree of risk in extending credit or lending money Consults with management to assist in corporate planning Hello Future Structured Credit Specialist   Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.   As part of our team in FNB Retail Judgemental Credit , you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.     Are you someone who can: Support and manage a portfolio of HNW &UHNW clients  Attend client meetings together with the lending specialist and advisory team  Deep knowledge of the client and larger group structure across all pillars (lend, invest, insure and transact)  Understand the client’s wealth creation strategy; immediate lending need vs unlocking value, optimizing the balance sheet and spotting lending opportunities. operating and Investment entities within the group in respect of financial ratios, cash flows, trends; historic performance, sustainability, projections and future aspirations ; industries the client is operating in (upsides, risks, trends etc) ; various lending products available to solution for the client across FSR; risk vs Reward principles and overall value proposition. Structuring the deal and compiling the credit paper  Present the request to the relevant mandated individuals or committees  Explain the credit outcome, covenants, structure and process to the client and sale NOTE: The roles are based is the Western Cape and KZN   You will be an ideal candidate if you can: Track and monitoring ongoing risk relevant to a client group, as well as deal specific reviews and  covenants  Flag and unpacking economic and industry trends/risks within the portfolio   Engage various stakeholders across FSR to ensure client level decisioning and solutions  Pro-actively manage risk vs triggers/events  Deliver customer experience excellence aligned to Organizational values and service standards   Innovate and have an efficient mindset to constantly improve the overall value add and client experience of this base with a cost reduction and management mindset   You will have access to: Opportunities to network and collaborate A challenging working environment Opportunities to innovate   We can be a match if you have: A BCom Finance / Accounting OR CA(SA)  A business acumen with 1-3 years plus credit experience  A deep understanding of financial statement analysis and credit risk assessment  The ability to model cash flows for debt service considering industry and company specific information; building  assumptions for forecasting; key ratio analysis and covenant construction  Dealmaking and solutionist mindset  Excellent communication and collaboration skills with both internal and external customers (sales, credit & risk community, clients etc.)  Self-motivated, work independently and within a group, attention to detail, high level of integrity Writing, speaking and presentation skill sets     Apply now if you are interested in taking the next step. We look forward to engaging with you!   Thank you for your interest in joining our talent community. Please note that this advertisement is not for an active vacancy, and as such you will not receive a decline notice or status update immediately. We are currently gathering applications to build a talent pool for future opportunities. By submitting your application, you will be considered for similar roles that may become available. We appreciate your interest and look forward to potentially working with you in the future #POST #FNB #LI-TN2 Job Details Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 28/02/26 All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Other Ai Matches

Legal Advisor Corporate Transactions Applicants are expected to have a solid experience in handling Job related tasks
Admin Broker Applicants are expected to have a solid experience in handling Job related tasks
Business Relationship Manager (Talent Pool) Applicants are expected to have a solid experience in handling Job related tasks
Banking Advisor Wealth Applicants are expected to have a solid experience in handling Job related tasks
Private Client Advisor Applicants are expected to have a solid experience in handling Job related tasks
Transactional Banking Sales Manager Applicants are expected to have a solid experience in handling Job related tasks
Debt Financing Solutions Senior Transactor Applicants are expected to have a solid experience in handling Job related tasks
Regional General Manager-1 Applicants are expected to have a solid experience in handling Job related tasks
Universal advisor Applicants are expected to have a solid experience in handling Job related tasks
Branch Advisor FAIS Applicants are expected to have a solid experience in handling Job related tasks
Relationship Analyst Public Sector Banking (CIB) Applicants are expected to have a solid experience in handling Job related tasks
Digital Campaigning Specialist Applicants are expected to have a solid experience in handling Job related tasks
Data Scientist I Applicants are expected to have a solid experience in handling Job related tasks
Trustee in Training Applicants are expected to have a solid experience in handling Job related tasks
Credit Risk Regulatory Manager Applicants are expected to have a solid experience in handling Job related tasks
Developer Applicants are expected to have a solid experience in handling Job related tasks
Banking Advisor Private Client Applicants are expected to have a solid experience in handling Job related tasks
Cross Border Advisory Specialist Applicants are expected to have a solid experience in handling Job related tasks
Business Investment Manager Applicants are expected to have a solid experience in handling Job related tasks
Data Engineer Applicants are expected to have a solid experience in handling Job related tasks
Private Wealth Advisor Applicants are expected to have a solid experience in handling Job related tasks
Java Developer IV Applicants are expected to have a solid experience in handling Job related tasks
Universal Advisor Applicants are expected to have a solid experience in handling Job related tasks