Business Judgemental Credit Manager II (Talent Pool) job opportunity at Firstrand.



DatePosted 18 Days Ago bot
Firstrand Business Judgemental Credit Manager II (Talent Pool)
Experience: 3-years
Pattern: full-time
apply Apply Now
Salary:
Status:

Job

Copy Link Report
degreeGeneral
loacation Johannesburg, South Africa
loacation Johannesburg....South Africa

Job Description To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies. To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers). Hello Future, Business Judgemental Credit Manager II, Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change. The successful candidate will be based either in Fairlands, Menlyn or Bedfordview Offices to supporting the Mpumalanga region. Thank you for your interest in joining our talent community. Please note that this advertisement is not for an active vacancy, and as such you will not receive a decline notice or status update immediately. We are currently gathering applications to build a talent pool for future opportunities. By submitting your application, you will be considered for similar roles that may become available. We appreciate your interest and look forward to potentially working with you in the future. Are you someone with the following skill/abilities: Credit Risk Assessment Ability to analyse complex financial statements and cash flows. Understanding of industry-specific risks and macroeconomic factors. Financial Analysis Strong grasp of financial ratios, balance sheets, income statements, and cash flow analysis. Ability to assess borrower repayment capacity and financial health. Decision-Making & Judgment Sound judgment in approving or declining credit applications. Balancing risk and reward while aligning with the bank’s risk appetite. Experience in structuring credit facilities to mitigate risk. Regulatory & Compliance Knowledge Familiarity with local and international banking regulations (e.g., Basel III, IFRS 9). Ensuring credit decisions comply with internal policies and external legal requirements. Communication & Negotiation Clear articulation of credit decisions to stakeholders (e.g., credit committees, relationship managers). Skilled in negotiating terms with internal and external stakeholders to reach mutually beneficial outcomes. Portfolio Management Monitoring and managing a portfolio of credit exposures. Proactive management of problem accounts and restructuring when necessary. Analytical & Critical Thinking Ability to synthesize qualitative and quantitative data. Strong problem-solving skills, especially in ambiguous or high-pressure situations. Ethical Standards & Integrity High ethical standards in decision-making. Commitment to responsible lending practices. You will be an ideal candidate if you: Minimum Qualification: Tertiary BCom Qualification, Preferably in Economics, Accounting, Financial Management or Risk Management. Preferred Qualification: CA (SA)/CFA, BCom Honours. Experience: 5 Years banking experience, with at least 3 years managing a portfolio of bankers with an individual credit mandate. Strong judgemental credit experience, exposure to Agriculture clients will be beneficial. Demonstrated ability to build and maintain stakeholder relationships across segments. You will have access to: Opportunities to network and collaborate A challenging working environment Opportunities to innovate #Post #FNB #LI-SM7 Job Details Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 21/02/26 All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Other Ai Matches

FNB Community Advisor Pipeline Applicants are expected to have a solid experience in handling Job related tasks
Wealth Manager Applicants are expected to have a solid experience in handling Job related tasks
Banking Advisor Private Client Applicants are expected to have a solid experience in handling Job related tasks
Business Analyst V Applicants are expected to have a solid experience in handling Job related tasks
Private Client Advisor Applicants are expected to have a solid experience in handling Job related tasks
Senior Business Analyst - Risk (Enablement space) Applicants are expected to have a solid experience in handling Job related tasks
Relationship Manager-Affluent Applicants are expected to have a solid experience in handling Job related tasks
Private Client Advisor Rural Applicants are expected to have a solid experience in handling Job related tasks
Regional General Manager-2 Applicants are expected to have a solid experience in handling Job related tasks
Claims Broker (Talent Pool) Applicants are expected to have a solid experience in handling Job related tasks
Product Analyst (Talent Pool) Applicants are expected to have a solid experience in handling Job related tasks
Private Advisor Applicants are expected to have a solid experience in handling Job related tasks
Systems Analyst II Applicants are expected to have a solid experience in handling Job related tasks
Product Development Specialist Applicants are expected to have a solid experience in handling Job related tasks
Financial Crime Intelligence Unit Analyst Applicants are expected to have a solid experience in handling Job related tasks
Portfolio Analyst Applicants are expected to have a solid experience in handling Job related tasks
Business Advisor Applicants are expected to have a solid experience in handling Job related tasks
Developer Applicants are expected to have a solid experience in handling Job related tasks
Underwriter-1 Applicants are expected to have a solid experience in handling Job related tasks
Solution Strategist Applicants are expected to have a solid experience in handling Job related tasks
AI Engineer Applicants are expected to have a solid experience in handling Job related tasks
Developer Applicants are expected to have a solid experience in handling Job related tasks
Financial Manager II Applicants are expected to have a solid experience in handling Job related tasks