Associate Relationship Manger Real Estate & Housing job opportunity at Lloyds Banking Group.

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Lloyds Banking Group Associate Relationship Manger Real Estate & Housing
Experience: General
Pattern: full-time
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degreeAssociate
loacation Reading, United Kingdom
loacation Reading....United Kingdom

End Date Monday 02 February 2026 Salary Range £39,825 - £44,250 We support flexible working – click here for more information on flexible working options Flexible Working Options Hybrid Working, Job Share Job Description Summary . Job Description JOB TITLE:   Associate Relationship Manager   LOCATIONS:  Reading, Crawley, Guildford, Slough   SALARY:   £39,825 to £4 4, 250   HOURS:  Full-Time   WORKING PATTERN:  Our work style is hybrid, which involves spending at least two days per week or 40% of your time at one of our office sites   About the Role   We’re   seeking an Associate Relationship Manager (ARM) to provide support for a significant portfolio within our Commercial Banking Coverage teams, primarily   comprising   Real Estate clients, both investment and development.   Working alongside the Relationship Managers (RM) and Relationship Directors (RD),   you’ll   help deliver excellent service and tailored solutions to meet our clients’ goals. The clients’   request s   for lending typically   fall   between  £3m to £25m.   You’ll   play a key role in building long-term, multi-product relationships— leading on the switcher strategy, ensuring funds are with clients quickly, handling risk, and deepening client engagement. This is a dynamic role where no two days are the same, ideal for someone who thrives in a fast-paced environment and is passionate about putting customers first.     What   you'll   be doing   Client Engagement : Join client meetings virtually or in person, prepare agendas, and follow up. Proactively communicate via phone and email, including updates on rates, fraud alerts, and events. Use LinkedIn to promote the Lloyds Relationship Management profile.   Portfolio Management & Growth : Proactively manage the lending journey to ensure smooth & quick completions.  Support RMs and RDs in   identifying   and attracting high value clients. Help grow our existing portfolio by spotting opportunities to expand product holdings and   identify   new opportunities.   Risk & Compliance : Use your basic knowledge of financial accounts to help assess client needs, support credit   proposals   and manage risk with existing clients.  Proactively support areas like Credit monitoring, OKYC, and financial analysis making informed recommendations.   Credit & Onboarding : Assist with credit reviews, facility changes, onboarding, and help prepare credit proposals and tender submissions.   Organisation & Efficiency : Prioritise your workload, manage your diary and inbox, and handle queries and data analysis. Help improve our processes,   identifying   ways to make things better for clients and colleagues.   C ollaboration & Insight : Work with internal teams and product partners to deliver tailored solutions and stay informed on sector developments to support client engagement and inform future strategy.     Why Lloyds Banking Group   If you think all banks are the same,   you’d   be wrong.   We’re   an innovative, fast-changing business   that’s   shaping finance as a force for good. A bank   that’s   empowering its people to innovate, explore possibilities and grow with purpose.     What   you'll   need   We’re   looking for someone   who’s   proactive, organised, and passionate about delivering great client outcomes. Ideally,   you’ll   bring:   Experience in a customer-facing role within financial services   Confidence in building and   maintaining   strong internal and external relationships   Ownership of complex queries, with strong problem-solving skills and persistence   An understanding of Real Estate lending processes, including valuations, security, the legal journey, and the end‑to‑end lending process   Strong organisational and time management skills, with the ability to juggle shifting priorities   Proficiency   in Microsoft 365 tools, especially Outlook and Excel   A strong sense   of ethics and integrity coupled with awareness of risk and experience in   identifying   and handling it appropriately   Clear written and verbal communication skills across all levels   Self-motivated in terms of your own Development, taking ownership for ongoing personal growth And any experience of this would be   really useful :   ​   ​ Experience in Business & Commercial Banking   Proficient in using systems such as BOLT, PEGA and Co-Pilot     About Working   For   Us   Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and   we’re   committed to creating an environment in which everyone can thrive,   learn   and develop.   We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.   We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the   minimum   criteria for the role with a disability, long-term   health   or neurodivergent condition through the Disability Confident Scheme.   We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.     We also offer a wide-ranging benefits package, which includes:   A generous pension contribution of up to 15%   An annual performance-related bonus   Share schemes including free shares   Benefits you can adapt to your lifestyle, such as discounted shopping 28 days’ holiday, with bank holidays on top   A range of wellbeing initiatives and generous parental leave policies     This is a once in a career opportunity to help shape your future as well as ours.   Join us and grow with purpose!   At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.  We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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